To learn more about rates, terms, and exclusive discounts for members, such as Commitment Household, call 800.358.8228 or visit any Patelco branch. 50% added to rate. Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 17.99% APR. Vehicle mileage greater than 100k will include an additional. Patelco offers a range of base rates and discounts that depend on factors such as credit history, loan term, Patelco account relationship, vehicle mileage, amount financed and vehicle age. Used Auto rates starting at 4.19% APR effective subject to change without notice. This offer cannot be combined with any other offer other than those listed in this advertisement.ĥ APR (Annual Percentage Rate).
Offer valid only on Enterprise Car Sales vehicles purchased from Janu– December 31, 2022. Financing for qualified Patelco Credit Union members. Current rate will vary based on credit worthiness and terms. 1.00% off current Patelco Credit Union rate with a max loan term of 60 months. Interest will accrue on your auto loan beginning on the date the loan is funded and the first payment will be applied to interest accrued from the date the loan is funded to the first payment date and then to principal due.ĤAPR (Annual Percentage Rate). The actual number of days will depend on the terms of the loan. Subject to approval.ģAt closing, you have the option to select up to 90 days of deferred loan payments on your new or used auto loan. CUNA estimates that financing a $30,000 new automobile for 60 months at Patelco will save members an average of $1,950 over five years, or $390 each year, as compared to what they would pay at another banking institution in California. The study was completed by the Credit Union National Association (CUNA) year ending 2020.
New Auto loan payment examples: 0‑48 months: $22.57 per month per $1000 borrowed at 3.89% APR for 48 months 49‑66 months: $16.93 per month per $1000 borrowed at 3.99% APR for 66 months 67‑72 months: $15.79 per month per $1000 borrowed at 4.24% APR for 72 months 73‑84 months: $14.04 per month per $1000 borrowed at 4.74% APR for 84 months.Ģ Source: Datatrac, NCUA, and CUNA. Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 17.99% APR. New Auto rates starting at 3.89% APR effective subject to change without notice. Speak to a team member for more details.ġ APR (Annual Percentage Rate). salvaged, lemon law) or the following types of commercial vehicles: Chevrolet Silverado 4500 - 6500, Chevrolet Express, Dodge Ram Promaster/Promaster City, Dodge Ram Chassis 4500, Ford F-450 or higher, Ford Transit/Transit Connect, GMV Savana, GMC Sierra 4500, Mercedes Benz Sprinter, Mercedes Benz Metris, Nissan NV and NV2000. We are unable to offer financing for Branded Titles (e.g. We are also not legally responsible for availability, viewpoints, products, or services offered or expressed on the site you are about to visit.
Patelco Credit Union does not legally represent the operator of this site or the Patelco member, should the two enter into a transaction.
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